The maximum you can borrow at any time is your current credit limit. This is shown on the borrowing screen when you go to request a loan.
How is my credit limit set?
Your starting credit limit is set when your application is approved, based on your profile and interview. It is personal to you.
How does my credit limit grow?
Every time you repay an installment on time, your credit limit increases by the exact amount of interest you paid on that installment. There is no waiting period — each on-time payment has a direct impact.
Consistent on-time repayment also lowers your interest rate on future loans over time.
Does my credit limit ever decrease?
Details on credit limit decreases for late repayments will be communicated in the app. We will always show your current available limit clearly before you borrow.