Casia is a mobile lending app for Argentina. It lets you borrow money without collateral and repay in fixed installments — all from your phone. Here is a step-by-step overview of the full process.
Step 1 — Apply
Download the app and create your account using your phone number, verified via WhatsApp. You will then need to:
Scan your Argentine DNI (front and back) for identity verification.
Enter your CVU or alias — the bank account where you will receive loan funds.
Optionally link an existing account if you have used our other products before, for potentially better starting terms.
Complete a short voice interview with our AI credit agent. The agent asks a few questions about your situation and financial habits. There are no right or wrong answers — just speak naturally.
Once you submit, your application is reviewed. You will receive a push notification when a decision is made.
Step 2 — Borrow
If approved, you will see your available credit limit in the app. From the Loans screen, select the amount you want to borrow and your preferred repayment duration (2, 4, 6, or 8 weeks). The app shows you your full payment schedule — each installment amount and due date — before you confirm.
Step 3 — Receive funds
Once you confirm, your loan is processed and the funds are deposited directly into your registered bank account (CVU). Transfers typically arrive within minutes, though some may take a few hours depending on your bank.
Step 4 — Repay
Repayments are due every two weeks, for the same amount each time. The app shows you exactly what is due and when. To repay, transfer the installment amount from your bank account to Casia's CVU shown in the app. Each on-time payment increases your credit limit and, over time, improves your interest rate on future loans.