Casia is a personal lending app built for Argentina. We let you borrow money without collateral, based on your repayment history - so your credit can potentially grow as you repay on time. Designed for speed, fairness, and transparency, Casia turns your phone into a direct line to credit.
The app is available for Android (iOS coming soon!), with loan terms ranging from 14 to 28 days (2 to 4 weeks) and fixed weekly installments.
How Casia works for you
Borrow Money
Your credit limit starts at a base amount set during onboarding and can potentially grow as you build your repayment history - up to higher tiers as you repay on time. You can request a loan within your limit at any time. During the request, you choose both the amount and the term (from 14 to 28 days, in weekly increments). Once you accept the terms, your loan is issued in US dollars and converted to Argentine pesos at the prevailing exchange rate, then sent to your bank account in Argentinian pesos (ARS).
Receive Funds in Your Bank Account
Casia sends the loan proceeds directly to the bank account linked during onboarding - either a CBU, CVU, or alias. You can use the money the moment it arrives. Linking your account requires completing KYC verification to comply with local regulations.
Repay in Weekly Instalments
Repayment is structured as fixed weekly installments: the same amount, on the same day of the week, every week. You always know exactly how much you owe and when. You can also make early repayments.
Build Your Credit
Your Casia credit profile grows as you use the service responsibly. The system considers factors such as your repayment history and on-time payments. As you maintain positive repayment behavior, you can potentially reach new levels that increase your credit limit and unlock lower interest rates on future loans.
The process starts with small initial loan amounts and progresses over time as you demonstrate reliable repayment behavior.